MBNA Canada Credit Cards

by John_S on December 5, 2011

MBNA Canada offers insurance products, online banking, and a variety of credit cards to choose from. Clients of MBNA can choose from standard and specialty credit cards, such as professional credit cards, student credit cards, sports credit cards, specialty rewards cards, and many others. A leader in the credit card industry, MBNA is part of the family of companies of the Bank of America, with the endorsement of over 5,000 institutions and organizations around the world.

MBNA Canada No Annual Fee Credit Cards

Most credit cards offered by MBNA are featured with no annual fee, including Toronto Raptors, CFL Rewards, Shoppers Drug Mart, Platinum Plus, and many others.

MBNA Canada Cashback Credit Cards

MBNA Canada features three credit cards with cash back, among which Smart Cash Platinum Plus and PremierRewards. The first credit card is offered with an interest rate of 19.99 percent and no annual fee. Cardholders earn 1 percent cashback on all qualifying purchases, 3 percent on purchases at grocery stores and gas stations, and 5 percent on grocery and gas purchases during the first six months. PremierRewards is another credit card that earns cashback in the amount of 1 percent on all net purchases. This credit card goes with no annual fee and an interest rate of 19.99 percent. The credit line is up to $100,000, and there are no earning or spending limits. iTravel 2000 is yet another cashback credit card with no annual fee and interest rate of 19.99 percent. Purchases in itravelCASH earn 1 percent cashback to be redeemed toward itravel2000 products. There are no blackout periods or restrictions. Canadian Automobile Association – Quebec (CAA) is a credit card intended for CAA members. It earns 0.5 percent cash back, and those who shop at participating Couche-Tard locations earn additional rebates. The card is offered with no annual fee and two introductory interest rates. Clients who opt for an introductory rate of 1.99 percent over the first 6 months get a standard AIR of 18.99 percent on cash advances and 16.99 on purchases. Those who choose an introductory rate of 3.9 percent get a standard AIR of 14.99 percent on purchases and 16.99 on cash advances. Futura Rewards is also a cashback card offered by MBNA and intended for clients who seek to repay student loans or save for education. The card is featured with no annual fee, an interest rate of 18.99 percent on purchases, and 19.99 percent on all other transactions. The card earns 2 percent in Futura Rewards.

Melaleuca is a cashback credit card that earns 1 percent to be redeemed towards Melaleuca merchandise. The first retail transaction earns 50 bonus points. The card goes with no annual fee, and the interest rate is 17.99 percent on retail purchases and 19.99 percent on all other transactions.

MBNA Canada Reward Credit Cards

Clients of MBNA Canada who prefer to use a reward credit card have a number of such cards to choose from. One credit card is WordPoints, featured with a welcome bonus of 1,000 bonus points with the first purchase. The card earns one point for every $1 in purchases, and a bonus of 1,000 points is offered on the card’s anniversary. Reward points can be redeemed for merchandise and travel. The interest rate is 19.99 percent, and the annual fee is $29. MBNA also offers a variety of travel rewards cards for every taste. Alaska Airlines Platinum Plus, for example, is a good option for persons who want to earn rewards with no restriction on the number of miles to be earned. A bonus of 25,000 points is offered, and every $1 in purchases earns one mile. In addition, cardholders earn a round-trip companion ticket priced at $99. Every dollar used to buy tickets of Alaska Airlines earns 3 bonus miles. The card is featured with an annual fee of $75, and the interest rate is 18.99 percent on retail purchases. The interest rate is set at 19.99 percent on cash advances, access checks and deposits, and balance transfers.

Best Western is another of the MBNA credit cards with rewards, featured with no annual fee and an interest rate of 19.99 percent. Cardholders receive a welcome bonus of 20,000 reward points with the first purchase charged to the credit card. One dollar in purchases is equal to 1.5 bonus points, and every qualifying cash advance earns 50 bonus points. Spending at retail partners of MBNA and staying at Best Western hotels earns even more bonus points. Cardholders who spend $6,000 in purchases are entitled to a one-tier elite status update. This card is offered with PayPass and chip and PIN technology. Choice Privileges is another offer by MBNA Canada, featured with no annual fee, a 16.9 percent interest rate on retail purchases, and 18.99 on balance transfers, cash advances, and access checks. An introductory interest rate of 1.99 percent applies to access checks and deposits and balance transfers during the first 6 months. Client of MBNA who choose this credit card earn 8,000 bonus points with the first purchase and up to 15 points for every dollar at more than five thousand Choice Privileges locations around the world. Every dollar in retail purchases earns two points.

CruisePlus Privileges is another of the MBNA Canada credit cards, offered with an annual fee of $29. The interest rate is 18.99 percent. An introductory rate of 1.99 percent applies within a period of 6 months. Every dollar in retail purchases earns one point, and cardholders get additional seven points when purchasing cruise fares available from CruisePlus. Around the clock fraud protection and common carrier travel accident insurance are included benefits.

Harley Davidson is a reward credit card intended for motorcycle lovers. It goes with no annual fee and credit line up to $100,000. The interest rate is 17.99 percent on purchases. Every $2 charged to the card is equal to 1 bonus point. Points can be used at all participating Harley-Davidson retailers across the country. Canadian Direct Insurance Inc is yet another of the MBNA Canada credit cards offered with rewards. This card goes with no annual fee, interest rate of 14.99 percent on retail purchases, and 16.99 percent on all other transactions. For every $2 in purchases, clients earn one bonus point. Points do not expire and can be used toward travel, gift cards, merchandise, or they can be exchanged for cash back.

More Rewards is a credit that goes with 4 points for every dollar when used together with a Save-On-More loyalty card. A welcome bonus of 25,000 is offered with the first purchase. The card goes with no annual fee, an introductory interest rate of 1.99 percent, and a standard interest rate of 19.99 percent. Clients of MBNA who choose Edmonton Eskimos earn one bonus point for every $1, with points to be redeemed toward exclusive ESKS merchandise and experience. There is no annual fee and the interest rate is 19.99 percent. Montreal Canadiens with HABS Rewards is a good choice for clients of MBNA who want to redeem points toward exclusive HABS merchandise and experience. Every $1 earns one bonus point, and cardholders get a welcome bonus of 1,000 points. The card is offered with an interest rate of 19.99 percent and no annual fee.

Pharmaprixis another rewards credit card that earns Pharmaprix Optimum Points, and $1 earns 25 points. The welcome bonus is 25,000 points. There is no annual fee, and the interest rate is set at 19.99 percent. An introductory rate of 1.99 percent applies to access checks and deposits as well as balance transfers. Shoppers Drug Mart, which is available in Quebec only, is another of the MNBA credit cards with rewards. Every $1 charged to the card earns 25 Shoppers Optimum Points, and the welcome bonus is 15,000 points. The card is featured with no annual fee, and the interest rate is set at 19.99 percent. The Sony Card is a reward card intended for persons who shop at authorized Sony dealers. The card earns double points on Sony merchandise and one point for every $1 in other purchases. It goes with no annual fee, and the interest rate is 19.99 percent.

MBNA also offers a variety of rewards credit cards to clients who are sports fans. Calgary Flames, for example, goes with a 17.99 percent interest rate on purchases, 19.99 percent on all other transactions, and no annual fee. Other cards to choose from are Detroit Red Wings and the Oilers Rewards Credit Card Program. The latter earns one bonus point for every $1 to be redeemed toward exclusive Oilers merchandise and experience, including taking an Oilers player to school, being the stick boy/girl for a game, and more. Toronto Maple Leafs is another of the MBNA Canada credit cards with rewards, earning one LEAFS point for every dollar in purchases. Points can be redeemed toward exclusive LEAFS merchandise and experience. There is no annual fee, and the interest rate is 19.99 percent.

Toronto Blue Jays is a sports credit card intended for persons who want to show their love for the Blue Jays. It goes with an introductory rate of 1.99 on balance transfers, no annual fee, and around-the-clock fraud protection.  Toronto Raptors is a credit card ideal for persons who want to cheer with the Raptors every time they charge an item to the credit card. It goes with no annual fee, and cardholders earn one bonus point for every dollar charged to the card. A welcome bonus of 1,000 points is offered, and RAPTORS Points can be redeemed toward exclusive RAPTORS merchandise and experience, such as End Zone tickets to a Raptors game, and much more

Ottawa Senators with SENS Rewards is a reward card and a good fit for clients who want to redeem points toward exclusive SENS merchandise and experience. Cardholders can play golf with players, travel with the team, and a lot more. The interest rate is 19.99 percent, and there is no annual fee.

CFL Rewards Platinum Plus MasterCard is another reward credit card offered with no annual fee, a 19.99 percent interest rate, and rewards points. Every $1 spent on the card earns cardholders one CFL point, and bonus points can be redeemed toward CFL merchandise and experience, such as official CFL team watch, official CFL Polo, and more. Cardholders receive a welcome bonus of 1,000 points.

MBNA Canada Balance Transfer Credit Cards

One credit card with a low interest balance transfer rate is NFL. This card goes with a 1.99 interest rate on balance transfers over the first 10 billing cycles. Other credit cards with an introductory interest rate of 1.99 percent on balance transfers are Canadore College, Conestoga College, and many others. Major League Baseball is a credit card offered with an introductory rate of 3.9 percent. The same rate applies to PGA TOUR, Inc, which is a credit card, intended for customers who want to show they are true golf fans. American Quarter Horse Association is another credit card with an introductory rate of 3.9 percent, no annual fee, and up to $100,000 credit limit. This credit card is a good choice for persons who want to show their love for horses. The card goes with PayPass and chip and PIN technology.

MBNA Canada Student Credit Cards

MBNA Canada features a large variety of student credit cards. Acadia University, for example, is a credit card, offered with around-the-clock fraud protection, no annual fee, up to $100,000 credit limit, interest rate of 16.99 percent on purchases, and 18.99 percent on balance transfers. A promotional rate of 3.9 percent on access checks and deposits and balance transfers apply over the first 6 months. The same conditions apply to the following credit cards: Athabasca University, Brandon University, and Trent University. 

Brock University is featured with a promotional interest rate of 1.99 percent on access checks and deposits and balance transfers over the first 10 months. Other cards featured with a promotional rate of 1.99 percent, standard rate of 18.99 percent on balance transfers, and 16.99 percent on purchases include: Canadore College, Conestoga College, Dalhousie University, Laurentian University, and McGill University. The same conditions apply to Memorial University of Newfoundland, Royal Military College, and Queen’s University at Kingston, and the grace period is 21 days. A promotional interest rate of 1.99 percent is offered with other student cards as well, and these are featured with chip and PIN technology and PayPass. Such cards are: Sheridan College, Seneca College, Ryerson University, and University of Alberta. These credit cards are offered with no annual fee. University of British Columbia is another student credit card with a 1.99 introductory interest rate, 24/7 customer service, online access to one’s account, and more. Standard interest rates of 18.99 percent on balance transfers and 16.99 percent on purchases apply. Student credit cards offered with the same terms and conditions are University of Calgary, University of New Brunswick, University of Ottawa, and University of Toronto. These cards are also featured with international acceptance and immediate cash access available from 430,000 ATMs around the world. Other credit cards featured with the same beneficial features and introductory interest rate are University of Victoria, University of Western Ontario, University of Windsor, as well as York University.

Specialty Cards

MBNA Canada offers three credit cards to customers who want to support charities. The Canadian Wildlife Federation, for example, is a credit card with no annual fee, 16.99 percent interest rate on retail purchases, and 18.99 percent on all other transactions. Every time cardholders charge items to the card, the Canadian Wildlife Federation receives donations. Ducks Unlimited is a credit card for clients who want to support Ducks Unlimited and is offered with no annual fee. The Royal Canadian Geographical Society is another credit card linked to a charity, with donations going to the Royal Canadian Geographical Society. This card is offered with no annual fee.  The interest rate on purchases is 16.99 percent.

MBNA also offers three career and professional credit cards. One option is the Canadian Bar Association, featured with no annual fee, up to $100,000 credit limit, and 9.9 percent interest rate. Around-the-clock fraud protection is offered. The Canadian Nurses Association is another specialty credit card for professionals, going with no annual fee, a promotional rate of 3.9 percent on access checks and deposits and balance transfers, and a standard rate of 16.99 on purchases. The rate is 18.99 percent on all other transactions. A third option is the College of Family Physicians of Canada Credit Card, with no annual fee, up to $100,000 credit limit,  a promotional 3.9 percent interest rate, and a standard rate of 16.99 percent on purchases.

Finally, MBNA Canada offers a variety of sports cards many of which are also a good option for a balance transfer credit card. Bombardier Sea-Do is offered with no annual fee, Around-the-clock fraud protection, and it is a good option for persons who love watercraft and sport boats. Bombardier Sky-Doo is another sports credit card with a low introductory fee of 3.9 percent on balance transfers over the first six months and a standard rate of 17.99 percent on purchases. This card is a good choice for snowmobiling enthusiasts and is offered with no annual fee.

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