Package Deals and Exclusive Offers

August 11, 2014

Bank customers looking for rewards credit cards are offered plenty of choice, including unsecured rewards cards. Some issuers offer low introductory interest rates and annual fees while others feature freebies and discounts, including bonus points toward flights, access to entertainment, and more. In addition to complimentary bonus points and attractive redemption plans, rewards credit card […]

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Factors That Determine the Credit Limit

August 7, 2014

Customers with a history of delinquencies and excessive debt are often turned down. Financial institutions consider both negative and positive information. Applicants are asked whether they work part- or full-time or are self-employed. Borrowers with additional income sources, including rental income and money deposited in a savings account are offered better terms. The interest rate […]

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Additional Sources of Business Financing

July 19, 2014

Business loans are offered to start-ups, entrepreneurs, corporations, and new and small businesses. Borrowers can choose from different financial solutions such as commercial and business term loans, cash flow finance, business loans and lines of credit, and others. Long-term and Short-Term Loans Applicants for business funding can choose from disaster and real estate loans, micro-loans, […]

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Investment Strategies and Other Factors

May 1, 2014

There are different types of funds to consider as alternatives to traditional investment instruments. Some funds focus on long-term capital growth while others offer benefits such as a balanced mix of liquid and illiquid investment instruments. Hedge funds also offer benefits such as comparatively lower leverage and higher liquidity, but there are risks and disadvantages […]

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How to Build or Rebuild Credit

April 27, 2014

There is a wide array of credit cards available, depending on factors such as employment, level of indebtedness, and others. Clients can choose from rewards, airmiles, no annual fee, student, and other types of cards. Customers with very good credit who are frequent shoppers or travelers can choose from a selection of credit cards. There […]

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Applicants with a High-risk Profile

April 22, 2014

There are different types of financing, including installment and auto loans and cash advances. They are offered by different financial establishments, including banks, savings and loan associations, and others. Banks usually offer unsecured loans to borrowers with a good credit score because the risk of default is higher. There are different types of unsecured loans, including […]

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Grants, Revolving Lines of Credit, and Venture Loans

April 15, 2014

Peer to peer lenders, banks, credit unions, and other lenders offer business loans. Loans are offered to small and large businesses in different industries. Business Loans and Requirements The main types of financing include loans and revolving credit such as lines of credit. Loans are offered under different government programs, and the terms vary depending […]

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Bank Loans and Vendor and Supplier Financing

April 10, 2014

Big and small businesses use debt financing to expand to new markets, develop new products, and finance purchases. There are different options available depending on the applicant’s personal and business credit score, loan purpose and amount, financial and bank statements, and other factors. Finance companies and microlenders are two options for borrowers with poor credit. […]

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Specialty and Standard Credit Cards Offered by Banks and Non-Bank Issuers

April 8, 2014

The cards have two options for borrowers with a history of foreclosures and late and missed payments. There are benefits to using a secured card, and one is that the borrower’s payments are reported to the credit bureaus. This is one option for borrowers who are turned down by issuers offering unsecured credit cards. Customers […]

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Auto Financing Options for Budget-Conscious Borrowers

April 5, 2014

Car loans are offered for the purchase of new and used vehicles. They are offered by car dealerships, banks, and credit unions, and the terms, interest rates, and repayment options vary. Terms and Criteria Borrowers can choose from secured and unsecured auto loans with a fixed or variable interest rate. Secured loans come with a […]

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