October 3, 2014
Canadian financial institutions offer different types of cards based on credit rating. When applying, customers fill in an application form to be reviewed while banks run a credit check. Canadian issuers request financial, employment, and personal information, including your credit score, authorized users, and types of accounts owned, i.e. savings, checking, high interest, money market, […]
Read the full article →
September 29, 2014
Many financial institutions are willing to offer a lower interest rate to borrowers who offer collateral. Borrowers find their monthly payments more manageable, and it is easier for them to budget. Making payments on time helps rebuild credit. Another way to build or rebuild credit is to use a secured or prepaid credit card. Secured […]
Read the full article →