How to Build or Rebuild Credit

April 27, 2014

There is a wide array of credit cards available, depending on factors such as employment, level of indebtedness, and others. Clients can choose from rewards, airmiles, no annual fee, student, and other types of cards. Customers with very good credit who are frequent shoppers or travelers can choose from a selection of credit cards. There […]

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Applicants with a High-risk Profile

April 22, 2014

There are different types of financing, including installment and auto loans and cash advances. They are offered by different financial establishments, including banks, savings and loan associations, and others. Banks usually offer unsecured loans to borrowers with a good credit score because the risk of default is higher. There are different types of unsecured loans, including […]

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Grants, Revolving Lines of Credit, and Venture Loans

April 15, 2014

Peer to peer lenders, banks, credit unions, and other lenders offer business loans. Loans are offered to small and large businesses in different industries. Business Loans and Requirements The main types of financing include loans and revolving credit such as lines of credit. Loans are offered under different government programs, and the terms vary depending […]

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Bank Loans and Vendor and Supplier Financing

April 10, 2014

Big and small businesses use debt financing to expand to new markets, develop new products, and finance purchases. There are different options available depending on the applicant’s personal and business credit score, loan purpose and amount, financial and bank statements, and other factors. Finance companies and microlenders are two options for borrowers with poor credit. […]

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Specialty and Standard Credit Cards Offered by Banks and Non-Bank Issuers

April 8, 2014

The cards have two options for borrowers with a history of foreclosures and late and missed payments. There are benefits to using a secured card, and one is that the borrower’s payments are reported to the credit bureaus. This is one option for borrowers who are turned down by issuers offering unsecured credit cards. Customers […]

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Auto Financing Options for Budget-Conscious Borrowers

April 5, 2014

Car loans are offered for the purchase of new and used vehicles. They are offered by car dealerships, banks, and credit unions, and the terms, interest rates, and repayment options vary. Terms and Criteria Borrowers can choose from secured and unsecured auto loans with a fixed or variable interest rate. Secured loans come with a […]

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Benefits for Credit Line Holders

April 1, 2014

There are different types of credit lines, offered to individual borrowers. A cash credit is one type of LOC that allows borrowers to withdraw funds on a constant basis. Features and Criteria   Financial institutions offer products with tax-deductible interest and no annual fees, closing costs, and appraisal fees. LOCs offer many benefits, but banks […]

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Consolidation Application Process

March 30, 2014

One of the benefits for borrowers is that they are offered a single loan to pay off multiple debts. Borrowers make one payment instead of having to worry about multiple deadlines and monthly payments. Consolidation is one option for borrowers with excessive debt. This is a way to lower the interest rate and improve your […]

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Loans for Adoptive Parents and Other Types of Assistance

March 25, 2014

Loans for Adoptive Parents and Other Types of Assistance Finance companies and non-bank lenders also offer adoption assistance to individual borrowers and families. Grants are also offered under different programs. The type of financing to choose depends on the costs. Financial institutions offer loans to customers who intend to finance the purchase of equipment and […]

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If You Want to Rebuild Your Credit Use Secured Credit Card

March 21, 2014

Secured cards require a deposit which is usually equal to the limit offered. Financial institutions require a deposit, but secured cards are sometimes the only option available to debt-ridden borrowers. The deposit amount varies from one bank to another and ranges from few hundred dollars to $3,000 or higher. Secured cards offer beneficial features, but […]

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