TD Bank Credit Cards

November 23, 2011

TD Canada Trust offers a wide selection of financial products and services to clients who look for insurance and investment products, mortgages, day-to-day banking services, electronic banking, and credit cards. TD Bank features a variety of credit cards, including small business cards, student cards, reward and travel cards, and others. TD Bank Secured Credit Cards [...]

Read the full article →

CIBC Credit Cards

November 19, 2011

CIBC offers to its clients personal and business banking services, from bank accounts to insurance and investment products, mortgages, lines of credit and loans, and a variety of credit cards. The bank features credit cards intended for business owners as well as personal credit cards for clients from every walk of life. Clients of the [...]

Read the full article →

Scotiabank Credit Cards

November 15, 2011

Scotiabank offers a range of financial services to its business and individual clients, from day-to-day and online banking to investment products, insurance plans, loans and lines of credit, mortgages, and more. The credit cards featured by the Bank of Nova Scotia include no annual fee credit cards, rewards credit cards, low rate credit cards, and [...]

Read the full article →

BMO Bank of Montreal Credit Cards

November 10, 2011

Bank of Montreal offers a full array of financial services to its institutional, corporate, commercial, small business, and individual clients. Financial products and services range from day-to-day banking to investment products, loans and mortgages, specialized banking services, and credit cards. Bank of Montreal credit cards include rewards credit cards, no fee credit cards, prepaid credit [...]

Read the full article →

RBC Royal Bank Credit Cards

November 8, 2011

RBC Royal Bank offers commercial and business banking to its clients, with a variety of wealth management, investment, and other services. The Royal Bank of Canada features a number of credit cards to suit the requirements of business and individual clients from every walk of life. Clients can opt for a low interest credit card [...]

Read the full article →

Credit Card Debt as Quick Road to Wage Garnishment

October 30, 2011

If you ignore debts, they can take a bite out of your bank account or paycheck. Garnishment, the last effort of creditors at debt collection, is especially painful as it affects your ability to provide for your family, fill the gas tank, and pay the bills. Credit card debt is a type of unsecured debt, [...]

Read the full article →

Students Use Credit Cards and Do It Responsibly

October 23, 2011

Canadian college students seem to be more responsible when it comes to credit cards than many have thought. A survey conducted by the Bank of Montreal has found out that students are confident in how they use credit cards and pay off their debts on time. The sample included 625 Canadian students, 18 years of [...]

Read the full article →

Getting Married? Have Separate Credits

October 17, 2011

New weds may decide to open a joint account for a variety of reasons. It may be a matter of showing trust to each other, or there may be a more practical side to this. If one of the spouses is just starting to build a credit history and pays high interest rates while the [...]

Read the full article →

Reward Cards Encourage Debt and Are Unrewarding

October 10, 2011

Using a reward credit card is beneficial if it comes with tangible benefits. What if you end up spending more than the card is benefiting you? There are many ways in which rewards credit cards encourage debt and are ultimately unrewarding. First, there may be a limit to the amount of rewards, regardless of how [...]

Read the full article →

Benefit from a Balance Transfer? The Secret Is Credit

October 2, 2011

Cardholders can greatly benefit from a long-term zero percent transfer offer, helping them obtain a cheaper short-term loan. However, not everyone will get the same conditions, and the new card can cost way more than it saves in certain cases. So, who benefits most from a balance transfer?  Credit is the secret ingredient. So, why [...]

Read the full article →