BMO Bank of Montreal Credit Cards

November 10, 2011

Bank of Montreal offers a full array of financial services to its institutional, corporate, commercial, small business, and individual clients. Financial products and services range from day-to-day banking to investment products, loans and mortgages, specialized banking services, and credit cards. Bank of Montreal credit cards include rewards credit cards, no fee credit cards, prepaid credit [...]

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RBC Royal Bank Credit Cards

November 8, 2011

RBC Royal Bank offers commercial and business banking to its clients, with a variety of wealth management, investment, and other services. The Royal Bank of Canada features a number of credit cards to suit the requirements of business and individual clients from every walk of life. Clients can opt for a low interest credit card [...]

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Credit Card Debt as Quick Road to Wage Garnishment

October 30, 2011

If you ignore debts, they can take a bite out of your bank account or paycheck. Garnishment, the last effort of creditors at debt collection, is especially painful as it affects your ability to provide for your family, fill the gas tank, and pay the bills. Credit card debt is a type of unsecured debt, [...]

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Students Use Credit Cards and Do It Responsibly

October 23, 2011

Canadian college students seem to be more responsible when it comes to credit cards than many have thought. A survey conducted by the Bank of Montreal has found out that students are confident in how they use credit cards and pay off their debts on time. The sample included 625 Canadian students, 18 years of [...]

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Getting Married? Have Separate Credits

October 17, 2011

New weds may decide to open a joint account for a variety of reasons. It may be a matter of showing trust to each other, or there may be a more practical side to this. If one of the spouses is just starting to build a credit history and pays high interest rates while the [...]

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Reward Cards Encourage Debt and Are Unrewarding

October 10, 2011

Using a reward credit card is beneficial if it comes with tangible benefits. What if you end up spending more than the card is benefiting you? There are many ways in which rewards credit cards encourage debt and are ultimately unrewarding. First, there may be a limit to the amount of rewards, regardless of how [...]

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Benefit from a Balance Transfer? The Secret Is Credit

October 2, 2011

Cardholders can greatly benefit from a long-term zero percent transfer offer, helping them obtain a cheaper short-term loan. However, not everyone will get the same conditions, and the new card can cost way more than it saves in certain cases. So, who benefits most from a balance transfer?  Credit is the secret ingredient. So, why [...]

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How to Be a Job Hunter with Bad Credit

September 27, 2011

Today, many job hunters discover Catch-22 when it comes to unemployment. They find it difficult to find a job if they fall behind on bills while losing a job might be the reason for this. Many employers would first look at your credit history and then offer a promotion or even a position. They may [...]

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Your Credit Card Details May Be on Sale Online

September 18, 2011

The hacker community is active when it comes to trading stolen credit cards online. The black credit card market is blooming for hackers and identity thieves who trade credit card details for as low as $2 a card. The online black market is made up of large networks controlled by cyber-criminals using secret social networks, [...]

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Hidden Card Debt Is the Nightmare of Newlyweds

September 11, 2011

Learning about hidden card debt soon after you tied the knot would be a shock, indeed. You thought your spouse was honest in all ways imagined. Now you find out that they didn’t lay down all financial cards and are deep in debt. Did you tell them about your savings account? Do they know what [...]

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