Cosigning a Credit Card Puts Your Finances at Risk

September 5, 2011

It may happen that a loved one asks you to cosign a credit card for them. This may be a boyfriend who needs your good credit or a child asking for your help. You care about them and naturally, you want to help them out. But before you sign your name, you should find out [...]

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Using Wisely Your Credit Card While on Campus

August 30, 2011

You are probably aware that card issuers love college kids, showering them with everything possible – from beach towels and gadgets to t-shirts and CDs – to attract them as clients. This should not come as a surprise. Most parents will help their children out if they max a credit card. However, over-relying on your [...]

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Safe Shopping with a Virtual Credit Card

August 21, 2011

In Canada, you can use virtual credit cards to shop online almost anywhere. This includes websites such as PayPal Canada, Google Adwords, Amazon Canada, eBay Canada, ClickBank, 2Checkout, Norton Anti virus, Forex and many more. You can buy all kinds of goods and services with this card. But is it safe, and what exactly is [...]

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The Worst Ways to Pay off Credit Card Debt

August 14, 2011

If you are reading this, that means you are not able to take advantage of the most common way of handling credit card debt, which is to pay off your balance on a monthly basis. For some reason, you can’t do this. Maybe you have more urgent expenses or the balance is too high, even [...]

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Signs That You Need Credit Card Counseling

August 7, 2011

Credit card counseling is a good option for cardholders who are heavily indebted and find it difficult to put their finances (and life) in order. There are some signs which hint that one’s financial health is affected, and the advice of an expert may come handy. If you don’t have any cash but hold a [...]

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Paying Your Rent with a Credit Card

August 1, 2011

Many landlords in Canada are giving their tenants the option of paying their rent by credit card in the hopes of increasing their chances of getting paid on time. Paying your rent by credit card is an added convenience, but it is not the most appropriate for everyone. One good reason to pay your rent [...]

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What Bills Should You Charge to Your Card

July 24, 2011

Few people know that certain credit card services can be extremely valuable to those who can take advantage of them. A lot of information is listed in the mail that is sent to them, but people rarely read it. Some purchases should always be charged to your credit card, others – never. The first include [...]

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Credit Card Applications for Your iPhone

July 17, 2011

New credit card applications allow merchants to charge customers through their iPhones, regardless of the place they do business. Credit card processor applications can be plugged into a mobile phone and used to charge clients for a variety of products and services. Square is a new application that can be plugged into your mobile phone’s [...]

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How to Make the Most of a New Credit Card Offer

July 11, 2011

A top way to make the most of a new credit card offer is by means of the credit card balance transfer process. Balance transfers make it possible for the holder to transfer the balance on his current account into a new credit card. Many providers offer this service for free to attract new clients. [...]

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Credit Card Terms You Should Not Accept

July 4, 2011

It is important to understand, and possibly reject, unfavorable credit card terms. Few people bother to read the cardholder agreement that they sign, which is where the problem stems from. It is no accident that this agreement is written in such fine print as to discourage one from digging in, but you should do so [...]

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